Paisalo Digital Partners With SBI to Boost SME Lending; Stock Surges 4%
By Ankur Chandra | Published at: Jun 27, 2025 02:00 PM IST
New Delhi, June 27, 2025 — The State Bank of India (SBI) and Paisalo Digital Ltd (NSE: PAISALO, BSE: 532900) have signed a formal co-lending agreement to make it easier for small and medium-sized businesses (SMEs) to get credit all over the country. The news caused the company’s stock to jump 4.07% on Friday, touching the intraday high at ₹32.71. As per the most recent update at 12:55 PM IST, shares are still trading well around ₹31.75, showing that investors still believe in the partnership’s long-term potential.
Strategic Expansion of SBI–Paisalo Co-Lending Platform
On June 26, 2025, Paisalo Digital and the State Bank of India (SBI) signed a new SME co-lending agreement that built on a cooperation that began in 2021 under RBI’s co-lending framework. The goal of this effort is to make it easier for people in Tier-2, Tier-3, and rural India to get loans. The digital platform presently has over 94 lakh customers and 3,565 touchpoints. In FY25, Paisalo’s assets under management (AUM) reached ₹5,232.8 million. The company got 15.2 lakh new subscribers in just the fourth quarter of FY25. This strategic partnership shows that both banks are committed to inclusive, tech-driven financial growth because disbursements and net interest income are continually rising.
“This new arrangement with SBI underlines our shared vision to expand affordable and timely credit access to the backbone of the Indian economy,” said Santanu Agarwal, Deputy Managing Director, Paisalo Digital.
The SBI–Paisalo digital platform offers seamless end-to-end services, including loan origination, disbursement, servicing and recovery. The platform has already serviced over 94 lakh customers through 3,565 touchpoints nationwide.
Market Reaction and Trading Snapshot
As of 12:55 PM IST, Paisalo shares jumped to ₹31.75 from the previous close of ₹31.43 on NSE, with intraday highs reaching ₹33.65.
Trading Summary
| Metric | Value |
|---|---|
| Last Traded Price (NSE) | ₹31.75 |
| Intraday High / Low | ₹33.65 / ₹31.48 |
| VWAP | ₹32.41 |
| Volume Traded (Shares) | 78.93 lakh |
| Turnover (₹ Cr.) | ₹25.58 |
| Market Cap | ₹2,950.83 Cr. |
| Free Float Market Cap | ₹1,903.61 Cr. |
52-Week Price Band
| Metric | Value |
|---|---|
| 52-Week High | ₹82.00 |
| 52-Week Low | ₹29.38 |
| Upper/Lower Band | ₹37.71 / ₹25.14 |
| P/E Ratio (Adj.) | 14.21 |
| Face Value | ₹1 |
Regulatory Filing Context
The agreement was disclosed under Regulations 30 and 51 of the SEBI (LODR) Regulations, 2015, which mandate material disclosures and obligations for listed entities.
About the Company
Paisalo Digital Ltd is a listed, RBI-registered NBFC, operating as a non-deposit-taking institution. Focused on financial inclusion, Paisalo caters to underserved and semi-urban populations through its co-lending platform and microloan products. The company has been publicly listed since October 17, 2011, and is a constituent of the NIFTY Total Market index.
REF: https://nsearchives.nseindia.com/corporate/PAISALO_27062025112102_NSE_BSE_INTIMATION_27062025.pdf
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