Robust Credit, Deposits Drive UCO Bank’s 13.7% Rise in Q1 Business
By HDFC Sky | Published at: Jul 3, 2025 05:47 PM IST
Kolkata, July 3, 2025 — UCO Bank (NSE: UCOBANK, BSE: 532505) has reported an increase of 13.67% (Year on Year) in total business and reached the ₹5.24 lakh crore mark. The stellar numbers demonstrate improved liquidity. The double-digit growth rate also reflects efficient capital utilisation and profitability.
The share of UCO Bank closed at ₹32.37, 1.04% down from the previous close.
Provisional Business Performance Snapshot
| Parameter | 30-Jun-2024 (Reviewed) | 31-Mar-2025 (Audited) | 30-Jun-2025 (Provisional) | QoQ Growth | YoY Growth |
|---|---|---|---|---|---|
| Total Business (₹ L Cr) | 4.61 | 5.14 | 5.24 | 1.95% | 13.67% |
| Total Advances (₹ L Cr) | 1.93 | 2.20 | 2.25 | 2.27% | 16.58% |
| Total Deposits (₹ L Cr) | 2.68 | 2.94 | 2.99 | 1.70% | 11.57% |
| Domestic Advances | 1.67 | 1.95 | 2.00 | 2.56% | 19.76% |
| Domestic Deposits | 2.55 | 2.76 | 2.80 | 1.45% | 9.80% |
| CASA Ratio (%) | 38.62 | 37.91 | 36.90 | — | — |
| CD Ratio (%) | 72.07 | 74.94 | 75.48 | — | — |
Note: Provisional data subject to statutory audit review.
Operational Highlights
- Advances Growth: The Bank’s total advances surged to ₹2.25 lakh crore, a 16.58% increase YoY, led by robust domestic lending which itself grew by 19.76% YoY.
- Deposits Expansion: Total deposits reached ₹2.99 lakh crore, with domestic deposits contributing ₹2.80 lakh crore. The domestic CASA ratio slightly dipped to 36.90%.
- Credit-Deposit (CD) Ratio: Improved to 75.48%, compared to 74.94% in March 2025 and 72.07% in June 2024, indicating improved credit off-take.
About the Company
UCO Bank, a government-owned commercial bank headquartered in Kolkata, is listed on both NSE and BSE. It offers a comprehensive suite of retail, corporate, and digital banking services across India, with a focus on inclusive growth and excellence in public sector banking.
REF: https://nsearchives.nseindia.com/corporate/UCOBANK_03072025153636_Provisional_Business_Figures_June_2025DSC.pdf
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