Central Bank Leverages KredX's DTX to Revolutionize MSME Financing through TReDS

Mumbai, August 25, 2025 – Central Bank of India has partnered with KredX’s newly licensed TReDS platform, DTX (Domestic Trade Exchange), with an eye towards super-charging liquidity for micro, small, and medium enterprises (MSMEs) and bring hassle-free invoice discounting to the country.

Stock Performance

Shares price of Central Bank of India closed at ₹35.60 on August 25, 2025, down 0.61% or ₹0.22 from the previous session. The stock opened at ₹35.99 and touched an intraday high of ₹36.06 before slipping to a low of ₹35.53. With a market capitalisation of ₹32,220 crore, the bank currently trades at a price-to-earnings ratio of 7.32 and offers a dividend yield of 0.96%.

Over the past year, the stock has seen a wide swing, ranging between a 52-week high of ₹61.90 and a 52-week low of ₹32.75. The latest quarterly dividend stands at ₹0.09 per share.

MSME Financing Gets a Digital Boost

By this collaboration, Central Bank of India (NSE: CENTRALBK) will partner with DTX to facilitate seamless and transparent invoice discounting. The move not only widens digital reach for MSME availability of credit but also enhances financial inclusion—especially as RBI and IFSCA-approved KredX provides rigorous compliance and sophisticated automation to the solution.

RBI-Backed Platform Meets Bank’s MSME Mandate

KredX’s TReDS platform, branded DTX, recently secured RBI’s final nod – making it the fifth player to receive such approval. The platform is also backed by a license from IFSCA, enabling seamless trade receivables financing domestically and globally.

The RBI mandate now requiring businesses with ₹250 crore+ turnover to register on a TReDS platform has dramatically increased institutional onboarding — positioning DTX for rapid adoption.

Takeaway: A Game-Changer in MSME Liquidity Landscape

This partnership enables the Central Bank of India with the capability to offer MSMEs advanced invoice discounting on a fully digital end-to-end platform. With volume goals for TReDS ramping up from USD 30 billion to USD 50 billion by 2026, the bank and its SME clients stand to gain from improved workflow, improved compliance, and increased access to working capital.

REF:https://nsearchives.nseindia.com/corporate/CENTRALBK_25082025151637_Final_SE_EBD_KredX_Platform.pdf

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