IRFC Q2FY26 PAT Jumps 10.2% to ₹1,776.98 Crore; Declares Highest-Ever Interim Dividend of ₹1.05 Per Share

New Delhi, October 15, 2025 – Indian Railway Finance Corporation Ltd (NSE: IRFC, BSE: 543257) has declared its financial results for the second quarter of the financial year. The Navratna CPSE under the Ministry of Railways has reported its highest ever PAT (Profit After Tax) for the quarter, supported by strategic diversification and improvements in NIM (Net Interest Margins).

The IRFC stock closed slightly higher (0.55% from its previous closing price) at ₹125.20 per share. The share opened strong, moved sideways after reaching the day’s high of ₹128.20, and then consolidated a bit towards the closing bell.

Strong Financial Performance

RFC reported a robust Q2FY26 performance, with PAT rising 10.19% YoY to ₹1,776.98 crore from ₹1,612.65 crore in Q2FY25. Despite a 7.6% dip in total income to ₹6,371.91 crore, profitability improved due to efficient cost management and higher lease and interest income. For H1FY26, PAT grew 10.45% YoY to ₹3,522.67 crore, and net worth increased 9.2% to ₹56,193.85 crore, marking the company’s highest-ever net worth. The annualised EPS stood at ₹5.39, up 10.2% YoY, underscoring consistent earnings growth and strong financial resilience amid moderate revenue pressure.

Strategic Diversification and Growth Momentum

IRFC sanctioned and executed new business agreements worth ₹45382 crore during the first half of the current financial year. The agreements related to railway-linked sectors such as renewable power generation, energy transmission, coal mining and industrial infrastructure. There was a ninefold increase in these agreements compared to the previous financial year. The management underlined that the diversified portfolio is expected to expand further in the coming quarters. The total AUM stood at ₹4.62 lakh crore without new business from the Ministry of Railways.

Interim Dividend Declared

The Board declared the highest-ever interim dividend of ₹1.05 per equity share of face value ₹10 each for FY26, with a record date of October 24, 2025. The payout reaffirms the company’s commitment to delivering sustained shareholder value.

Management Commentary

Commenting on the results, Shri Manoj Kumar Dubey, Chairman and Managing Director, IRFC, expressed his satisfaction and credited the enterprise’s resilience, operational strength, and ability to evolve in the ever-changing financial landscape. The Chairman and MD also underlined the importance of a diversification strategy that helped in enhancing the company’s profitability.

REF: https://nsearchives.nseindia.com/corporate/IRFC_15102025134036_OUTCOMEOFBM15102025.pdf

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