Muthoot Finance Share Price Fall 11.24% to ₹3,609.60 After Q3 FY26 Results

Muthoot Finance Ltd shares declined 11.24% to ₹3,609.60 on the NSE at 10:03 am IST on 13 February, compared with the previous close of ₹4,066.90. The stock fell ₹457.30 in intraday trade following the company’s December quarter (Q3 FY26) earnings announcement filed with the exchanges on 12 February.

The decline came despite the company reporting a sharp year-on-year rise in profitability and loan growth for the quarter ended 31 December 2025.

Why The Share Price Moved

Muthoot Finance reported a 94.9% year-on-year increase in consolidated net profit to ₹2,656 crore for Q3 FY26, up from ₹1,363 crore in the corresponding quarter last year, as per its regulatory filing. Net interest income (NII) rose 64% year-on-year to ₹4,467 crore from ₹2,721 crore.

As of 31 December 2025, consolidated loan assets under management (AUM) stood at ₹1,64,720 crore, reflecting a 48% rise from ₹1,11,308 crore reported in 9M FY25. Standalone loan AUM reached ₹1,47,552 crore, marking a 51% increase year-on-year from ₹97,487 crore. Despite the strong earnings, the stock witnessed profit-booking during the session after recent gains leading into the results.

In the first nine months of FY26, the consolidated loan Assets Under Management (AUM) increased by ₹42,539 crore, marking a 35% growth, while the latest quarter experienced a rise of ₹17,046 crore, which is a 12% increase.

The company announced a consolidated profit after tax of ₹7,209 crore for the first nine months of FY26, up from ₹3,908 crore in the previous year, reflecting an 84% year-on-year growth.

Stock Performance Snapshot

At 10:03 am IST on 13 February, Muthoot Finance share price traded at ₹3,609.60 on the NSE, down 11.24% from the previous close of ₹4,066.90. The stock opened at ₹3,870.00 and touched a high of ₹3,870.00 and a low of ₹3,577.00 during the session. The 52-week high and low stood at ₹4,149.50 and ₹1,965.00, respectively, according to exchange data.

What This Means for Investors

The December quarter performance reflected strong growth in net interest income and expansion in gold loan AUM, which remains the company’s core business segment.

The sharp intraday correction suggests near-term volatility despite improved earnings momentum. Sustained AUM growth, margin trajectory, and asset quality metrics, as disclosed in subsequent filings and investor communication, may remain key monitorables for the market.

Broader Market and Sectoral Context

The decline in Muthoot Finance shares occurred amid broader market activity on 13 February. Gold loan NBFCs often witness heightened volatility around earnings announcements due to sensitivity to margins, gold price movements, and regulatory developments.

Relative positioning within the NBFC segment is typically assessed based on AUM growth, return ratios, and capital adequacy, as reflected in periodic exchange disclosures.

Muthoot Finance shares declined 11.24% to ₹3,609.60 in intraday trade on 13 February following the announcement of its Q3 FY26 results. The company reported a 94.9% year-on-year rise in quarterly net profit and strong growth in loan AUM. Despite the earnings improvement, the stock saw a sharp correction during the session, reflecting immediate market reaction to the quarterly update as per exchange data.

Source: https://www.nseindia.com/get-quote/equity/MUTHOOTFIN/Muthoot-Finance-Limited